Hernando County offers a comprehensive benefits package and provides group insurance benefits to eligible employees. The Employee Benefit Highlights Booklet provides a general summary of the benefit options as a convenient reference. Please refer to Hernando County policies and/or certificates of coverage for detailed descriptions of all available employee benefit programs and stipulations therein.

2023-2024 Benefit Information

• Benefit Cost Summary
• Hernando County Employee Benefits Highlights 2023-2024

Hernando County Employee Benefit Enrollment Services are provided by BenTek .

Employees can access the BenTek website 24 hours a day / 7days a week, to review benefit selections and make changes during the open enrollment period.

Benefit eligible employees will be automatically enrolled in the following core coverage's:

• Basic Life & Accidental Death & Dismemberment (AD&D) Insurance: $10,000 Benefit
  Provided by Hartford Life
• Employee Assistance Program 
  Provided by The Hartford: Customer Service:  1-800-96-HELPS (1-800-964-3577).
• Long Term Disability Insurance
  Provided by The Hartford
  

Health Savings Account

Employees who elect coverage in the #5190/5191 are eligible to open and contribute to a Health Savings Account (HSA) provided by HealthEquity. Note: The County funds each HSA $1,000 each plan year. This is in addition to any voluntary amount you elect.

HealthEquity Customer Service Phone Number: (866) 346-5800

Flexible Spending Accounts

The County offers two Flexible Spending Accounts (FSA) plan options provided by WageWorks through AFLAC:

• Health Care FSA
  • Minimum Contribution: $5.00 per pay period
  • Maximum Contribution: $100.00 per pay period
• Dependent Care FSA
  • Minimum Contribution: $5.00 per pay period
  • Maximum Contribution: $208.34 per pay period

HealthEquity Customer Service Phone Number: (866) 346-5800

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Dental Insurance

The County offers three dental insurance plan options:

• BlueDental DHMO  Provided by Florida Combined Life
• BlueDental Choice Plus PPO    Provided by Florida Combined Life
• BlueDental Choice Plus PPO High Plan  Provided by Florida Combined Life

Vision Insurance

The County offers vision insurance provided by EyeMed and VSP Vision Care.

Supplemental Life Insurance

The County offers supplemental life insurance provided by the The Hartford.

• Benefit amount can be elected in increments of $10,000 to a maximum of $190,000
• Benefit election cannot exceed 6 times your annual salary

Dependent Life Insurance

The County offers dependent life insurance provided by The Hartford. Benefit eligible employees can elect dependent life insurance for their spouse and / or child(ren) for $2,500 or $5.000. Dependent Life Insurance may also be elected in the amount of $10,000 if your total Basic Life / AD&D and Supplemental Life / AD&D benefit amount equals $20,000 or greater.

Short Term Disability Insurance

The County offers two options for short term disability insurance provided by Hartford.

• Option 1: 29 day wait period
• Option 2: 14 day wait period for sickness, 7 day wait period for injury

Call 1-800-741-4306 to file a claim. Policy Number: 696904

Pre-Paid Legal Plans

The County offers two pre-paid legal plan options provided by Legal Shield.

• Legal Shield: Legal plan with direct access to law firms and professional assistance with several benefits
• ID Shield: Identity theft protection

AFLAC

The County offers a variety of supplemental insurance plans provided by AFLAC.

• Personal Accident Indemnity Plan
• Specified Health Event Protection Plan
• Personal Cancer Indemnity Plan
• Off-the-Job Accident Disability Rider
• Hospital Protection Plan